Term life insurance
What Term life insurance plan includes?
- Affordable coverage for a specific period of time.
- Ideal for income replacement, debts, and family protection.
- Simple structure with flexible coverage lengths.
Permanent life insurance
What Permanent life insurance plan includes?
- Lifetime coverage with long-term stability.
- Can include savings or cash-value components.
- Often used in estate and legacy planning.
Universal life insurance
What Universal Life Insurance includes?
- Combines life insurance with investment options.
- Flexible premiums and adjustable coverage.
- Useful for tax-efficient wealth planning.
Disability Insurance
What Disability Insurance includes?
- Replaces income if you’re unable to work due to illness or injury.
- Protects your lifestyle and long-term financial plans.
- Especially important for self-employed professionals.
Critical Illness Insurance
What Critical Illness Insurance includes?
- Provides a lump-sum payment upon diagnosis of covered conditions.
- Helps cover medical, living, or recovery costs.
- Offers financial relief during challenging times.