Financial Planning Tools for Canadians
Free, no-signup calculators that give you a real, defensible number — not a rule of thumb. Run yours below, then connect with a licensed advisor to turn it into a plan.
Start With the Question You Have
Not sure which advisor you need? Start with the quiz. Want the big picture? Take the health check. Have a specific decision? Run the numbers.
Advisor Match Quiz
Not sure what kind of advisor you need? Six quick questions point you to the right planning area — retirement, insurance, tax, estate or business — and pre-select it on our contact form.
Take the 2-minute quizFinancial Health Check
Score yourself across retirement, protection, tax and cash flow, estate — and business if you own one — then see your top priorities and the area to tackle first.
Take the 3-minute checkRRSP vs TFSA Calculator
See which account likely leaves you with more after tax — using your province’s marginal rate, the tax refund most calculators ignore, and the break-even retirement rate.
Open the calculatorLife Insurance Needs Calculator
Move past the “10× income” rule. Build your coverage number from income replacement, mortgage, debts, education and final expenses, minus what you already have.
Open the calculatorThese tools are for education only and use simplified estimates. They are not financial, tax, or insurance advice — confirm any decision with a licensed professional.